Commercial / Agriculture Banking
Whether you’re starting a new business or expanding your existing one, it all starts with you — the financing to turn your vision into reality. For our commercial customers when you open a new account or apply for a new loan you will be required to provide information about beneficial ownership of the business.
Commercial Deposit Accounts
| Organization | NOW | Regular Business | Money Market |
|---|---|---|---|
| Corporation | X | X | |
| LLC | X | X | |
| Partnership | X | X | |
| Sole Proprietorship | X | X | X |
| Non-Profit | X | X | X |
| Association | X | X | X |
| Church | X | X | X |
| School | X | X | X |
Commercial Account Features
| Feature | NOW | Regular Business | Money Market |
|---|---|---|---|
| Pays Interest | Yes | No | Yes |
| Minimum Balance | $300 | $300 | $1,000 |
| Below Minimum Balance Fees | $3 | $3 | $10 |
| Mailed Statements w/ Images | Yes | Yes | Yes |
| Bill Pay - 3-Month free trial | Yes $5.95 per month | Yes $5.95 per month | Yes $5.95 per month |
| Debit Card | Yes | Yes | No |
| Internet Banking | Yes | Yes | Yes |
Commercial Checking Account Features
- $100 minimum to open
- Free debit card withdrawals at ATMs located at the Bank of Bluffs and Meredosia Community Bank
- No charge for paper statements
- Internet Banking
- ShazamChek Master Card Debit Card
- Insured up to FDIC deposit limits
Fees:
$3.00 per month if daily balance falls below $300 per statement cycle
Let us help make your banking convenient! Rest assured that your deposits are invested responsibly in projects that improve our local community.
Commercial Now Account
See eligible accounts in chart above
- $100 minimum to open
- Earn Interest
- Free debit card withdrawals at ATMs located at the Bank of Bluffs and Meredosia Community Bank
- ShazamChek MasterCard debit card
- Insured up to FDIC deposit limits
- Internet Banking
- No charge for paper statements
- 10 debits per statement cycle
Fees:
$3.00 per month if daily balance falls below $300 per statement cycle
Commercial Money Market Account Features
- Insured up to FDIC deposit limits
- Internet Banking
- No charge for paper statements
- 6 debits per statement cycle (excludes in house withdrawals or transfers)
- Earn Interest – Tiered rate structure
- $1,000 minimum to open
Fees:
$10.00 per month if daily balance falls below $1,000 per statement cycle
$10 per item if debits exceed 6 per statements cycle (excludes in house withdrawals or transfers)
Commercial Lending
We offer many different kinds of financing options specifically tailored to your needs, including:
Commercial Financing
- Lines of credit
- Loans for starting a new business or expanding your business
- Term loans
Real Estate Financing
- Commercial
- Construction
Farm and Agricultural Financing
- Operating Expenses
- Farmland
- Machinery and equipment
- Livestock
For interest rate information, please contact the Bank of Bluffs (217) 754-3373.