Commercial / Agriculture Banking
Whether you’re starting a new business or expanding your existing one, it all starts with you — the financing to turn your vision into reality. For our commercial customers when you open a new account or apply for a new loan you will be required to provide information about beneficial ownership of the business.
Commercial Deposit Accounts
Organization | NOW | Regular Business | Money Market |
---|---|---|---|
Corporation | X | X | |
LLC | X | X | |
Partnership | X | X | |
Sole Proprietorship | X | X | X |
Non-Profit | X | X | X |
Association | X | X | X |
Church | X | X | X |
School | X | X | X |
![checking account - writing check image checking account - writing check image](https://www.bankofbluffs.com/wp-content/uploads/2022/05/checking-account-writing-check-image.jpg)
Commercial Account Features
Feature | NOW | Regular Business | Money Market |
---|---|---|---|
Pays Interest | Yes | No | Yes |
Minimum Balance | $300 | $300 | $1,000 |
Below Minimum Balance Fees | $3 | $3 | $10 |
Mailed Statements w/ Images | Yes | Yes | Yes |
Bill Pay - 3-Month free trial | Yes $5.95 per month | Yes $5.95 per month | Yes $5.95 per month |
Debit Card | Yes | Yes | No |
Internet Banking | Yes | Yes | Yes |
![commercial account bank teller image commercial account bank teller image](https://www.bankofbluffs.com/wp-content/uploads/2022/05/commercial-account-bank-teller-image.jpg)
Commercial Checking Account Features
- $100 minimum to open
- Free debit card withdrawals at ATMs located at the Bank of Bluffs and Meredosia Community Bank
- No charge for paper statements
- Internet Banking
- ShazamChek Master Card Debit Card
- Insured up to FDIC deposit limits
Fees:
$3.00 per month if daily balance falls below $300 per statement cycle
Let us help make your banking convenient! Rest assured that your deposits are invested responsibly in projects that improve our local community.
![179519784-business-man-hand-writing-and-signing-white-blank-bank-check-book-and-dollar-bill-coin-laptop-and-gr](https://www.bankofbluffs.com/wp-content/uploads/2022/05/179519784-business-man-hand-writing-and-signing-white-blank-bank-check-book-and-dollar-bill-coin-laptop-and-gr.webp)
Commercial Now Account
See eligible accounts in chart above
- $100 minimum to open
- Earn Interest
- Free debit card withdrawals at ATMs located at the Bank of Bluffs and Meredosia Community Bank
- ShazamChek MasterCard debit card
- Insured up to FDIC deposit limits
- Internet Banking
- No charge for paper statements
- 10 debits per statement cycle
Fees:
$3.00 per month if daily balance falls below $300 per statement cycle
![depositphotos_9403049-stock-photo-prepare-writing-a-check](https://www.bankofbluffs.com/wp-content/uploads/2022/05/depositphotos_9403049-stock-photo-prepare-writing-a-check.webp)
Commercial Money Market Account Features
- Insured up to FDIC deposit limits
- Internet Banking
- No charge for paper statements
- 6 debits per statement cycle (excludes in house withdrawals or transfers)
- Earn Interest – Tiered rate structure
- $1,000 minimum to open
Fees:
$10.00 per month if daily balance falls below $1,000 per statement cycle
$10 per item if debits exceed 6 per statements cycle (excludes in house withdrawals or transfers)
![consumer money market image consumer money market image](https://www.bankofbluffs.com/wp-content/uploads/2022/05/consumer-money-market-image.jpg)
Commercial Lending
We offer many different kinds of financing options specifically tailored to your needs, including:
Commercial Financing
- Lines of credit
- Loans for starting a new business or expanding your business
- Term loans
![bank lender image bank lender image](https://www.bankofbluffs.com/wp-content/uploads/2022/05/bank-lender-image-500x250.jpg)
Real Estate Financing
- Commercial
- Construction
![real estate financing image real estate financing image](https://www.bankofbluffs.com/wp-content/uploads/2022/05/real-estate-financing-image-500x250.jpg)
Farm and Agricultural Financing
- Operating Expenses
- Farmland
- Machinery and equipment
- Livestock
![farmer loan in field image farmer loan in field image](https://www.bankofbluffs.com/wp-content/uploads/2022/05/farmer-loan-in-field-image-500x250.jpg)
For interest rate information, please contact the Bank of Bluffs (217) 754-3373.